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Privacy Policy

This Privacy Policy explains how Commonwell ("we", "us") collects, uses, and

shares personal information when you use the Service. For community data,

Commonwell acts as a processor on behalf of each community (the

"controller"); the community decides what data to collect and why.

1. Information we collect

dues and payment records you or your community create.

payout status). We do not store full card or bank account numbers.

to operate, secure, and debug the Service.

2. How we use information

To provide and maintain the Service; process dues and vendor payments; send

transactional and community communications; secure the Service and prevent

abuse; comply with legal obligations; and improve the product.

3. How we share information

cloud infrastructure provider (hosting, email, storage, database), Twilio

(optional SMS), Intuit/QuickBooks (optional accounting sync). Each processes

data only to provide its service.

within that community.

4. Data retention

We retain personal data while your community account is active or held as a

recoverable read-only archive. An archive is not automatically purged; an

authorized owner can explicitly delete the community, and individual data

rights remain available while it is archived. Following a valid deletion, we

delete or anonymize operational personal data. We may retain only

the minimum records necessary for an applicable financial or tax obligation,

signed-consent evidence, communication opt-out, security investigation, or

legal claim, and only for the corresponding statutory or claims period. Access

to retained records is restricted and they are not reused for marketing.

Short-lived delivery queues, caches, and backups expire under our providers'

retention schedules and are not restored to ordinary product access after an

erasure request. Encrypted dead-letter delivery payloads are kept for at most

30 days. Terminal delivery, deduplication, and observability records that can

contain free text or serialized metadata are normally removed after 90 days;

retryable failures remain restricted while they still require remediation.

Ballot selections are stored separately from account rows

under a keyed pseudonymous voter hash. That design limits ordinary board access

but is not full anonymity because Commonwell can recompute the linkage while

the voter key exists.

5. Your rights (GDPR / CCPA)

Depending on where you live, you may have rights to access, correct, export, or

delete your personal data, and to object to or restrict certain processing. To

exercise these rights, contact privacy@commonwell.app or your community

administrator. We will respond within the timeframe required by applicable law.

California residents have the rights described in the CCPA, including the right

not to be discriminated against for exercising them.

The self-service export is scoped to the active community so one community does

not disclose records controlled by another community, organization, vendor, or

staff context. It lists shared records attributed to the requester without

automatically copying shared bodies that may identify other people. Household

occupant rows likewise include relationship and field-presence information, but

not the other occupant's name, email address, or phone number. A requester who

is the person named in an occupant row, or who needs personal data embedded in a

shared record, can ask the community administrator or privacy@commonwell.app

for a controller-reviewed response.

6. Security

We use encryption in transit, hashed credentials, scoped access, and audit

logging. Payment card data is handled solely by our PCI DSS Level 1 payment

processor. See our Security & PCI page for details.

7. International transfers

The Service runs on a global edge network. Where data is transferred

across borders, we rely on appropriate safeguards as required by law.

8. Children

The Service is not directed to children under 16 and we do not knowingly collect

their personal information.

9. Changes

We may update this Policy; material changes will be notified. The "last updated"

date above reflects the current version.

10. Contact

privacy@commonwell.app